THE TEAM YOU WILL BE JOINING
- A high-growth, publicly traded bank with a differentiated lending platform and a strong track record of organic growth
- A Wilmington-based team that is rebuilding with clear leadership, healthier structure, and meaningful opportunity ahead
- A Special Assets Group designed to be more than a traditional back-office workout function, with direct involvement across borrowers, credit, servicing, legal, and leadership
- A collaborative team led by experienced Special Assets leadership, with this role reporting into the Director of Special Assets
- A business that continues to evolve, scale, and redesign how banking is done across several specialty lending categories
LOCATION
- Fully onsite in Wilmington, NC, with relocation support available for the right candidate
WHAT THEY OFFER YOU
- Competitive base compensation with annual cash bonus and long-term incentive opportunities
- Strong relocation support for candidates moving to Wilmington
- Exceptional total rewards package, including a 6% 401(k) match, generous PTO, rolling holidays, and floating holidays
- Annual equity grant opportunity with the ability for equity awards to build meaningful long-term value over time
- Opportunity to join a growing bank with a strong culture, unique market position, and significant long-term career runway
WHY THIS ROLE IS IMPORTANT
- Owns complex commercial special assets scenarios involving stressed credits, borrower performance challenges, and risk mitigation
- Engages directly with borrowers, sponsors, and management teams during pivotal moments in the loan lifecycle
- Evaluates borrower viability, collateral outcomes, downside risk, and practical resolution strategies
- Partners closely with credit, servicing, legal, operations, and leadership to determine the right path forward
- Helps protect the bank while identifying creative, practical solutions that can move troubled loans toward resolution whenever possible
THE BACKGROUND THAT FITS
- Experience in commercial underwriting, portfolio management, credit administration, loan review, special assets, or workout-related roles
- Exposure to problem credits, criticized assets, covenant monitoring, borrower performance issues, or risk-rating changes
- Strong financial analysis skills with the ability to evaluate borrower viability, collateral positions, and downside scenarios
- Comfort engaging directly with borrowers, sponsors, business owners, and internal stakeholders through difficult conversations
- Ability to manage complex credit situations from beginning to end, not just documentation, reporting, or internal workout processes
